Powerful Digital Payment Solutions

From virtual cards to gift card trading, explore our full suite of services designed for Africa.

Shop Globally with Your Virtual USD Card

Create instant virtual Visa cards funded in USD. Perfect for online shopping, international subscriptions, and cross-border payments — no bank account required.

  • Instant card creation — ready to use in seconds
  • Works everywhere Visa is accepted worldwide
  • Pay for Netflix, Spotify, Amazon, Google Ads & more
  • Fund with local currency, spend in USD
  • Create multiple cards for different purposes
**** **** **** 4829
CARD HOLDERZR Digital User
EXPIRES12/28
VISA

Turn Unused Gift Cards into Cash Instantly

Got gift cards you don't need? Sell them on ZR Digital for the best rates and get paid directly to your bank account within seconds.

  • Best rates in the market — up to 90% card value
  • Instant payment to your bank account
  • Support for 300+ gift card brands
  • Automated verification — no long waits
iTunes Amazon Google Play Steam eBay Sephora +300 more
iTunes $100
Amazon $50
Steam $25
₦75,000
Instant to your bank

14,000+ Gift Cards at Your Fingertips

Browse and purchase gift cards from thousands of local and international brands. The perfect gift for every occasion, delivered digitally in seconds.

  • Over 14,000 gift card options available
  • Instant digital delivery via email or in-app
  • Apple, Google, Amazon, Nike, Uber & many more
  • Competitive pricing with regular discounts
Apple
Amazon
Google
Steam
Netflix
Spotify

Pay All Your Bills in One Place

From airtime and data to electricity and TV subscriptions, handle all your recurring payments effortlessly. Local and international bill payments made simple.

  • Airtime & data top-up for all networks
  • Electricity bills — prepaid & postpaid
  • TV subscriptions — DStv, GOtv, Startimes
  • Betting top-ups & internet subscriptions
  • International bill payments supported
InternetFiber Plan 100Mbps
₦15,000
ElectricityPrepaid Meter
₦8,500
TV - DStvPremium Package
₦24,500
AirtimeMTN ₦5,000
₦5,000

Stay Connected in 140+ Countries

Travel without borders. Get affordable eSIM data plans for over 140 countries. Instant activation, no physical SIM card needed — just scan and connect.

  • Coverage across 140+ countries and regions
  • Instant activation — scan QR code and go
  • Flexible data plans from 1GB to unlimited
  • Up to 80% cheaper than traditional roaming
  • Keep your local number while using eSIM data
Europe5GB / 30 days$4.99
USA10GB / 30 days$6.99
Global3GB / 15 days$9.99

Authentic Electronics, Best Prices

Shop genuine phones, laptops, gaming consoles, and accessories from top brands. Enjoy competitive prices, warranty coverage, and doorstep delivery.

  • 100% authentic products with warranty
  • iPhones, Samsung, Laptops, PlayStation & more
  • Pay in installments or trade-in your old device
  • Free delivery on orders above ₦100,000
Smartphones From ₦85,000
Laptops From ₦250,000
Gaming From ₦180,000
Accessories From ₦5,000

Your Digital Bank Account

Open a virtual bank account in minutes and manage your money with ease. Receive payments from anywhere, hold multiple currencies, and make instant transfers — all from your phone.

  • Receive payments from local and international sources
  • Hold multiple currencies — NGN, USD, GBP, EUR
  • Instant transfers to any bank account in Africa
  • Zero monthly maintenance fees — completely free
ZR Digital Account
₦1,250,000.00
$2,450
USD Balance
£1,800
GBP Balance
€2,100
EUR Balance
ACCOUNT NUMBER
012 345 6789
ACCOUNT HOLDER
ZR Digital User