Learn about our mission, team, and commitment to transforming digital payments across Africa.
ZR Digital was founded with a simple mission: to make digital payments accessible, affordable, and instant for everyone across Africa. What started as a gift card trading platform has grown into a comprehensive digital financial services ecosystem serving over 2 million users.
We believe in a world where borders don't limit your purchasing power. Whether you're paying for international subscriptions, sending value across borders, or simply managing your daily bills, ZR Digital puts the power of digital payments in your hands.
To democratize digital payments across Africa by providing fast, secure, and affordable financial services for everyone.
To become Africa's most trusted and comprehensive digital financial platform, connecting millions to the global digital economy.
Former fintech lead at a major African bank. 10+ years in digital payments and financial inclusion.
Engineering leader with experience at top tech companies. Expert in scalable payment infrastructure.
Operations specialist who scaled multiple startups across West Africa. Focused on user experience.
Built strategic partnerships with 300+ gift card brands and payment providers across 20 countries.
Have a question or need help? Reach out to our team through any of the channels below.
Lagos, Nigeria
123 Victoria Island, Lagos, Nigeria
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DownloadLast updated: March 2026
We collect information you provide directly to us, such as when you create an account, make a transaction, or contact our support team. This includes your name, email address, phone number, government-issued ID for verification, and financial information necessary to process your transactions. We also automatically collect certain information when you use our platform, including device information, IP address, and usage data.
We use the information we collect to provide, maintain, and improve our services, process transactions, send you technical notices and support messages, and respond to your comments and questions. We may also use your information to send you promotional communications, such as information about products, services, and events offered by ZR Digital, where permitted by law.
We take reasonable measures to help protect your personal information from loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction. All data is encrypted in transit and at rest using industry-standard encryption protocols. We are PCI DSS certified and comply with all applicable data protection regulations including the Nigeria Data Protection Regulation (NDPR).
You have the right to access, correct, or delete your personal information at any time. You may also object to or restrict certain processing of your data. To exercise any of these rights, please contact our Data Protection Officer at privacy@zrdigital.org. We will respond to your request within 30 days.
If you have any questions about this Privacy Policy or our data practices, please contact us at privacy@zrdigital.org or write to us at ZR Digital Technologies Ltd, 123 Victoria Island, Lagos, Nigeria.
Last updated: March 2026
By accessing or using ZR Digital's services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services. We reserve the right to update these terms at any time, and your continued use of the platform constitutes acceptance of any changes.
To use our services, you must create an account and provide accurate, complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must be at least 18 years old to create an account. You agree to notify us immediately of any unauthorized use of your account.
ZR Digital provides a platform for virtual dollar card creation, gift card trading, bill payments, eSIM services, and gadget shopping. We reserve the right to modify, suspend, or discontinue any part of our services at any time. We do not guarantee that our services will be available at all times or that they will be free from errors or interruptions.
All transactions are subject to applicable fees as displayed on the platform at the time of the transaction. Exchange rates and gift card rates are subject to change without prior notice. Payments are processed in accordance with our payment processing partners' terms. Refunds are handled on a case-by-case basis in accordance with our refund policy.
You agree not to use our services for any illegal or unauthorized purpose, including but not limited to money laundering, fraud, financing of terrorism, or any activity that violates applicable laws and regulations. We reserve the right to suspend or terminate accounts that engage in prohibited activities without prior notice.
To the maximum extent permitted by law, ZR Digital shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our services.
For any questions regarding these Terms of Service, please contact us at legal@zrdigital.org or write to ZR Digital Technologies Ltd, 123 Victoria Island, Lagos, Nigeria.
At ZR Digital, we believe that technology should uplift communities. Through our corporate social responsibility initiatives, we are committed to creating lasting positive impact across Africa.